A very common question amongst people looking into our cosmetic dentistry procedures is whether or not their insurance will cover the costs of the work that will be performed. People would like to utilize our cosmetic dentist in San Antonio, Texas services, but they just aren’t sure if their insurance will cover the costs. The simple answer is that we need to know more about your insurance.
The best way for us to determine whether or not your insurance will cover the procedures is by learning more about your provider. As you know, not all insurance companies offer the same coverage. Because of this, the answer to your dental care coverage covering your procedures with us could be no, yes or sometimes.
It really just depends on your specific insurance. Dental insurance is different from homeowners or car insurance. Dental insurance isn’t a sum of money that is paid by an individual so that unforeseen, financial losses can be avoided. Everyone needs dental procedures to be performed on them, which is why people visit their dentist at least twice each year.
An employer actually looks at your insurance as a portion of your pay. The government does not require a person to have dental benefits. The employer will pay your dental for you, because it saves them money. The company that is insuring you does not actually want to pay for the procedures. Like all other businesses, an insurance company wants to make as much money as possible. Insurance companies want to pay out the smallest amount of money possible each year.
Most insurance plans will not cover any procedure that they deem to be purely cosmetic. The best way to answer this question is to get a booklet for your insurance plan that explains all of your coverage. You can inquire your insurance company about the cosmetic procedure that you wish to have performed, and they will tell you whether or not they will pay for it. In some cases, they might pay for a small portion of the procedure, or they might cover nearly all of it. Feel free to contact us with any more questions and we will be happy to help answer your questions.